Thought Leadership
Research, analysis, and educational resources to help you understand the opportunity and implementation of alternative asset lending programs.
Blog
Industry insights and thought leadership on modern lending practices.
Whitepapers
In-depth research on alternative asset lending and regulatory frameworks.
Webinars
On-demand video presentations on collateral management.
Case Studies
Real-world implementation examples from financial institutions.
FAQ
Answers to common questions about the platform.
Latest insights
The Generational Wealth Transfer
Aaim's theoretical Interactive visualization showing how $124 trillion flows between generations, wealth tiers, and asset classes - and the lending opportunities created at each transition.
Read moreThe Liquidity Paradox
Modern wealth holders with substantial assets pay worse credit terms than those with traditional portfolios. The paradox stems from infrastructure visibility gaps that mask genuine creditworthiness. Financial institutions that understand this dynamic can capture an underserved market.
Read moreThe Post-Fintech Fintech Manifesto
After two decades of fintech disruption that promised democratization but delivered predatory lending and surveillance capitalism, it is time for a course correction. Aaim represents a new paradigm: technology that strengthens financial institutions.
Read moreIn-depth analysis
The Alternative Asset Lending Opportunity
Credit unions and community banks are leaving billions on the table. Members hold $12 trillion in alternative assets, but traditional lending programs only accept real estate and vehicles as collateral. The market size, competitive dynamics, and implementation sequence are all documented here - along with the uncomfortable question of whether your institution moves first or watches competitors capture the relationship.
UCC Article 12 Implementation Guide
UCC Article 12 creates the first uniform legal framework for digital asset collateral. Twenty-three states have adopted it; more are pending. Controllable electronic records, the "control" perfection method, custody arrangements, jurisdiction analysis - the implementation details are now documented for institutions ready to lend against cryptocurrency and tokenized assets.
Real-world results
The Credit Union and the Asset Recognition Gap
31% of Millennial Wealth Is Invisible to Banks
A millennial with $500K in a venture fund, $200K in crypto, and $100K in startup equity is wealthy on paper. Try walking into a credit union and ask to borrow against those assets... they can't even see them.
Read moreThe Financial Babel Problem
$20-40B Annual Cost of Classification Chaos
The same REIT gets classified as real estate in one system, equity in another, alternatives in a third. This Tower of Babel costs the financial industry billions annually. ReferenceModel provides the universal translator.
Read moreStay informed
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